Privacy Policy
Effective date: 16 July 2026 · Prepared with reference to the Digital Personal Data Protection Act, 2023 (India) and IT Rules
This Privacy Policy explains what personal data DirectOwnerCars ("we", "us") collects, why we collect it, how we protect it, and the choices you have. By using the Platform and giving consent at sign-up, you agree to this Policy together with our Terms & Conditions.
1. Data we collect
- Account data: name, email, mobile number, password (stored as a secure hash), profile picture (Google sign-in).
- Seller verification data: RC book photo(s), RC owner name, vehicle registration number; for Guardian Sellers — shop photo, trade licence, business proof, GST details.
- Listing data: vehicle details, photos, price, location (state/city), and package selection.
- Location data: approximate location only if you allow GPS, or the city/state you pick manually — used to show nearby cars.
- Usage data: chats on the platform, favourites, searches, AI assistant conversations, and technical logs (IP, device, browser) for security.
- Payment data (when payments are enabled): processed by payment gateways (Razorpay/Stripe). We never store your card/UPI credentials.
2. Why we use it (purposes)
- Verifying sellers (RC/document checks, including automated OCR reading of your RC to fill car details).
- Operating the marketplace: listings, search, location filtering, chat, favourites, notifications.
- Fraud prevention: duplicate registration-number detection, moderation, and platform safety.
- Customer support, including our AI assistant.
- Legal compliance and responding to lawful requests from authorities.
3. RC & verification documents — special protection
- RC photos are stored in restricted private storage — never displayed publicly, never sold, never used for any purpose other than verification.
- Access is limited to you (the uploader) and our verification team/admin.
- Automatic deletion: RC photos are permanently deleted from storage once your ad is completed — when you delete the ad, or after it expires beyond the reactivation window.
- Your registration number is stored privately for duplicate-fraud checks and is never shown in public listings.
4. What other users see
- Public listings show your car details, photos, city and a masked version of your name.
- Your phone number and full name are shared only after you approve a buyer's contact/chat request.
- Chats are private between the two participants (and accessible to us for safety/moderation and legal compliance).
5. Sharing
We do not sell your personal data. We share data only with:
- Service providers strictly needed to run the Platform (cloud hosting, object storage, AI processing for RC OCR and the assistant, payment gateways when enabled, WhatsApp/Meta for OTP delivery when enabled).
- Law enforcement or regulators when legally required.
- A successor entity in case of merger/acquisition, under the same protections.
6. Security
We use encrypted transport (HTTPS), hashed passwords, token-based sessions, access-controlled private storage for documents, and role-restricted admin access. No system is 100% secure — please use a strong, unique password and never share OTPs or credentials.
7. Retention
- Account data: kept while your account is active; deleted or anonymised on account deletion, except where law requires retention.
- RC photos: auto-deleted after ad completion (see Section 3).
- Expired listings and chats: retained for a limited period for dispute resolution and fraud prevention, then removed.
8. Your rights (DPDP Act, 2023)
- Access and correction of your personal data (via Profile, or by writing to us).
- Withdrawal of consent and account/data deletion (subject to legal retention duties).
- Grievance redressal: contact our Grievance Officer at support@directownercars.com — UUTU TECHNOLOGY PRIVATE LIMITED, No.13435-E18, Tramway Square, Old Highway Road, Chalakudi, Thrissur, Kerala, India - 680307. If unsatisfied, you may approach the Data Protection Board of India.
- Nomination: you may nominate a person to exercise your rights in case of death or incapacity.
9. Cookies & similar technologies
We use essential browser storage (e.g., session tokens, your chosen location, assistant session ID) to keep you signed in and personalise results. We do not run third-party advertising trackers. External ad banners shown on the Platform are static placements managed by us.
10. Children
The Platform is intended for users aged 18 and above. We do not knowingly collect children's data.
11. Changes & contact
We may update this Policy; the Effective date will change and material updates may be notified in-app. Questions? Write to support@directownercars.com.